What documents do I need for a home loan?

The documents needed for a home loan include:

  • ONE form of primary identification (passport, drivers licence or other government-issued photo ID), or TWO forms of secondary identification (birth certificate, medicare card, credit/debit card or citizenship certificate)
  • A copy of your two most recent payslips
  • Your most recent Payment Summary
  • (For self-employed only) Personal and business tax returns
  • (For self-employed only) Australian Tax Office (ATO) assessments for the last two years
  • (For rental income only) A formal signed lease
  • (For rental income only) The most recent rental statement
  • (For rental income only) Tax return no older than 18 months