Yes they can. Whilst the majority of brokers do not charge fees, some charge for their service and others charge a ‘clawback’ fee. The clawback fee is charged if you payout your loan in full or refinance your loan to another bank within the first two years. Check with the broker directly and ensure you review their ‘quote’ and ‘credit proposal’ disclosure document which are both compliance requirements. With us, we do not charge any fees whatsoever to our customers.