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About Us

Our story

Our dream is simple. A dream in which every day we wake up, from morning to night, each purchase we make shapes a just & sustainable world. Whether it’s a morning cup of coffee or the biggest purchase that we make, our dream home, these transactions shape our world.

Working in banking, we fell in love with fulfilling the Aussie dream. A dream of security, stability, and new life for Australians and their families. With the misconduct & lack of trust in banking, we began questioning what we were contributing to.

We do things differently. We just don’t talk the talk – we let our wallets do the walking. At our core, integrity and supporting people before profits is what we do. You shouldn’t have to go through hell to buy a home. We’re here to make it simple with a mortgage broker partner you can trust.
 
Getting a mortgage has never been easier, faster, and more transparent. We’re experienced ex-bankers who will get you the right mortgage from the right bank and because we’re paid by the lenders, it’s free. Align yourself with a business that respects your values and take back control. 

What we do

Benevolence Financial Group is a mortgage brokerage with a human difference. We believe that every purchase can and should shape a just and sustainable world. Imagine if you could help change the world, just by buying the things you always buy.

We empower Aussie families like yours to create a better future for their families and others through borrowing responsibly by taking a socially conscious approach to home lending.

Why we do it

We exist to inspire and challenge other businesses to solve pressing social & environmental problems. We strongly believe that businesses should be judged on more than just financial performance.

It’s time for action that means not just talking the talk but letting our wallets do the walking. That’s why we invest up to 50% of our profits with impact partners that enable people to get affordable housing. Be a part of our journey in redefining how business is done.

How we do it

We partner with innovative organisations to provide affordable housing solutions. We invest up to 50% of our upfront commission (after tax & 5% aggregator fee) per settlement, depending on the loan amount, with our impact partner, Habitat for Humanity.

They then deliver work supported by microfinance (no interest charged to the recipients) with the goal of helping families in need to build homes for themselves. Our partners work both domestically and internationally, and customers have control over where the money goes.

We Will Help You Every Step Of The Way

You shouldn’t have to go through hell to buy a home. We’re here to make it simple with a mortgage broker partner you can trust. 

Frequently Asked Questions

Whilst revenue is critical for sustainability and growth, our model is innovative in how we operate. Our primary objective is supporting Australians with their finances first and then supporting other people. We aim to disrupt the status quo of profit maximisation at the cost of people outcomes.

We have various revenue streams to support our sustainability and growth to maximise both business and social impacts. Through our partners, we offer other services such as accounting, legal and financial planning. 

We also have a product range that includes insurances and commercial lending. Furthermore, we are supported by various entities including councils, accounting firms and charity organisations.

According to Social Traders, social enterprises are businesses that trade to intentionally tackle social problems, improve communities, provide people access to employment and training, or help the environment.

As Benevolence Financial Group, we solely exist to benefit the public and improve our communities!

We have proven that our model works. As a social enterprise mortgage broker, the home loans funded help people like you meet their home buying needs while transforming lives. 

This could range from ending homelessness in our streets to world hunger. We are the bridge that makes it possible for you to solve big world problems simply and effectively. 

We qualify our charity partners and prove their effectiveness based on effective altruism principles. This takes into account:

1. Importance: Scope – how many people are affected and by how much?
2. Neglected-ness: How crowded is this area? 
3. Tractability: How easy is progress?

We guarantee transparency by:

  1. Providing a tax deducible receipt with the exact amounts invested. As part of our process, we are transparent about the income we receive from each transaction and provide a copy to our customers. 
  2. Screening charity partners to ensure they are effective and efficient in their operations and aligned with the United Nations 17 Sustainable Development Goals (SDGs

At Benevolence Financial Group, we do not charge any fees whatsoever to our customers.

We are paid commissions by the lenders.

Our brokers are ex-bankers who worked with the big banks and have extensive experience. Instead of attaining just the required Certificate IV to operate; they have a minimum of a Diploma in Financial Services.

We know the importance of every decision you make along the way. We embed careful decision making in partnership with your accountant and financial planner to ensure you have the best structure in place.

Our rates from the banks in our panel are exactly the same rates offered by other brokers and banks. There’s no added cost to you whatsoever. 

As we operate like any other mortgage broker; our primary objective is to strengthen your financial position and identify opportunities for financial growth.

By simply rethinking banking, our model allows us to effectively support you and put social impact at the forefront. By choosing us, you do not miss out. You even get to save on taxes!

Benevolence Group Australia Pty Ltd trading as Benevolence Financial Group (ABN 52634 787 312) is a Credit Representative Number 490057 authorized under Australian Credit License Number 390261, Finance Brokers Association of Australia Limited Member Number: M-345414, and registered with the Australian Financial Complaints Authority Limited. For Privacy Policy and Feedback, please contact us at Info@bfg.org.au