Why choose us as your mortgage broker?
Our service promise
Power back to you.
Let's show you what you're capable of.
Update your loan amount and taxable income range
Taxable Income Range
Tax savings for you (approximate)
Amount Invested to Social Projects
Pick a cause below to see what's in your control:
Enable X women in Africa to access micro-finance loan and financial literacy training. This will enable them to start or grow their small businesses to earn an income for their families. They will have the power to support their family themselves. Delivered by The Hunger Project.
Our story began with a simple question – ‘What if?”. What if we could simply rethink our home loans and take back control? We started dreaming, envisioning a different reality in which our biggest purchase shapes our world.
Working in banking, we fell in love with fulfilling the Aussie dream. A dream of security, stability, and a new life. We want to take the dream to the next level!
Our purpose is putting people over profits and empowering them to create a better future for their families, our communities & planet.
We are an ambitious, experienced team getting the best deals for our clients. This is all done while transforming the world – within the same transaction.
In addition to doing the right thing, our clients get financially rewarded through our tax savings scheme. All of this at zero cost!
Whatever your home loan needs, we can get you market-ready to take this step with confidence and financial backing.
At BFG, we specialise in owner-occupied, investment, land, home packages, bridging, first home buyers, and off the plan the purchases.
Personal Loans & Car Loans
Personal loans are a practical way of getting what you’ve always wanted. It may be buying a car, travelling, or getting ahead by better managing your debts. At BFG, we assist with both secured and unsecured personal loans.
Commercial Loans, Overdraft facilities & Asset Finance
Loans for business purposes. They can be taken out by individuals or partnerships on behalf of businesses to fund operations, equipment and commercial property.
Financial Planning & Insurances
At BFG, we develop strategies to help you manage your financial objectives and meet your life goals. We set up risk management strategies and provide support with life and income insurance. Also, our General Insurances include building, landlord, home & contents insurances.
Conveyancing, Legal & Accounting
We partner with well experienced and effective partners to ensure customers are offered holistic solutions. Here at BFG, we only partner with organisations that align with our purpose of putting customers first.
Things you should know
1. Entitlement to tax savings. Tax savings will depend on various factors. Such factors include the final loan amount funded, the bank/lender proceeded with, taxable income & exact amount invested in social projects. If the chosen charity is not a ‘Deductible Gift Recipient’ (DGR) status, tax savings will not be applicable.
Benevolence Group only partners with DGR status charities; unless otherwise agreed upon. For more information on DGR status, please contact the ATO. We will confirm in writing your estimated tax savings during the process. However, we do recommend obtaining independent taxation advice to confirm the amounts.
2. Power to transform lives. The exact amount contributed to social projects will depend on various factors; specifically, the final loan amount funded. All loan amounts over $1mil will include a 50% (after tax and aggregator fees) contribution. Loan amounts between $500k – $1mil will include a 25% (after tax and aggregator fees) contribution. Lastly, loan amounts under $500k are ineligible for social investment; as we need to ensure the financial sustainability of our model.
* This table is based upon 2017-2018 ATO individual Income Tax rates. The above rates do not include the Medicare Levy of 2%. Depending on your present financial circumstances, the exact level of your tax deductibility will vary. Please seek assistance from an independent taxation professional for formal guidelines.